Migrating from SSL and Early TLS: All You Need to Know

Understanding Chargebacks: How To Reduce Chargebacks

Visa Coming Down Hard On Merchant Location

Bye-Bye ICOs, Hello STOs: How the Token Market Has Changed from 2017 to 2018
10th October, 2018
Bye-Bye ICOs, Hello STOs: How the Token Market Has Changed from 2017 to 2018
The ICO market has shifted from a wild, unregulated space to a much tamer environment.
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Card payments dominate UK retail sales as cash usage falls
12th September, 2018
Card payments dominate UK retail sales as cash usage falls
Cards now account for more than three quarters of the value of retail purchases in the UK, as contactless payments continue to eat into cash's share of the pie.
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Winklevoss Twins Create Self-Regulatory Organisation for Crypto Firms
23rd August, 2018
Winklevoss Twins Create Self-Regulatory Organisation for Crypto Firms
Cameron and Tyler Winklevoss, twin brothers and owners of cryptocurrency exchange Gemini, have spearheaded the creation fo a new self-regulatory organisation for the cryptocurrency industry – the Virtual Commodity Association.
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Can Robots Replace Day Traders on Wall Street?
15th August, 2018
Can Robots Replace Day Traders on Wall Street?
Artificial Intelligence is causing massive paradigm shifts across many industries
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Mark Cuban says this skill will be critical in 10 years, and Elon Musk agrees
31st July, 2018
Mark Cuban says this skill will be critical in 10 years, and Elon Musk agrees
Research shows that one million U.S. jobs are expected to disappear by 2026 and one-third of U.S.workers could be jobless by 2030 — all due to automation.
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Bitcoin Jumps By $1000 in One Hour – Is the Bear in Hibernation?
18th July, 2018
Bitcoin Jumps By $1000 in One Hour – Is the Bear in Hibernation?
The price of one Bitcoin on the 16th of July was around $6,200. As of press time it is $7,300:
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What Bill Gates, Marc Andreessen and others say are best books for summer 2018
16th July, 2018
What Bill Gates, Marc Andreessen and others say are best books for summer 2018
Ah, summer vacation. The chance to get away from the never-ending onslaught of information and dive into something with a bit more heft, a good amount of insight and an opportunity for escape. This isn’t a list of the best books I’ve read this year, the ones I think you should pick up to educate or entertain yourself. No, this is a list of the most intriguing suggestions I’ve gathered from the outside world — books I intend to pick up, starting this week on my own vacation and keeping up through the end of summer.
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RegTech: New authorisation smart tool for potential financial market participants
4th July, 2018
RegTech: New authorisation smart tool for potential financial market participants
The Bank of Lithuania has introduced an e-licensing tool that makes submission of information necessary to obtain an operating licence quicker, easier and less expensive. Currently the tool facilitates the process of applying for e-money and payment institution licences and new enhancements for applications of other licence types are under way. The solution should eventually become the main platform for information sharing and cooperation between the Bank of Lithuania and financial market participants.
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How a 29-year-old is using blockchain and A.I. to cut energy bills by up to 25 percent
2nd July, 2018
How a 29-year-old is using blockchain and A.I. to cut energy bills by up to 25 percent
When Benson Wang discovered he could cut his business’ energy bills by 25 percent, switching providers felt like a no-brainer. Three months later, he’s saved 900 Singapore dollars (around $660) — money he’s pumped back into his tapas restaurant.
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Andreessen Horowitz Pours $300 Million into Crypto Fund
27th June, 2018
Andreessen Horowitz Pours $300 Million into Crypto Fund
Andreessen Horowitz on Monday debuted a $300 million investment fund that will specialize in cryptoassets and projects that build on blockchains, the distributed ledger technology that underpins virtual currencies like Bitcoin and Ethereum.
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BrandShield launches MyShield to protect users from cryptocurrency scams
19th June, 2018
BrandShield launches MyShield to protect users from cryptocurrency scams
Blockchain and cryptocurrencies have wrestled with one pervasive issue since the dawn of the industry: scams. Figuring out how to spot a real cryptocurrency site among those that are phishing or otherwise trying to access your personal information can be hard. It’s a topic on everyone’s lips as Cyber Week begins in Tel Aviv.
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6 Ways to Avoid Getting Scammed by an Initial Coin Offering (ICO) Fraud
1st June, 2018
6 Ways to Avoid Getting Scammed by an Initial Coin Offering (ICO) Fraud
Scams involving cryptocurrencies and especially initial coin offerings (ICOs) are on the rise and the trend shows no signs of slowing. This month, securities regulators across North America initiated an organized crackdown on fraudulent cryptocurrency investment products. According to the North American Securities Administrators Association, up to 70 investigations are already underway with additional cases pending.
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Brexit-related concerns remain key for UK tech, says UK gov report
21st May, 2018
Brexit-related concerns remain key for UK tech, says UK gov report
Two out of the top three challenges facing tech companies in the UK’s top two tech clusters are related to Brexit, according to a UK government-backed report, and for much of the rest of the country.
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Securities regulators to set up Fintech Network and ICO framework
11th May, 2018
Securities regulators to set up Fintech Network and ICO framework
The International Organisation of Securities Commissions are to establish a 'Fintech Network' to share information and knowledge on emerging technologies and risks to the financial system.
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67 percent of global businesses concerned they will fail to meet GDPR deadline
2nd May, 2018
67 percent of global businesses concerned they will fail to meet GDPR deadline
Although the GDPR will be adopted in the EU on May 25, 2018, research shows that still, 67% of global businesses are concerned they will fail to meet GDPR deadline.
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Iran’s Central Bank Imposes Ban on Cryptocurrency Transactions
25th April, 2018
Iran’s Central Bank Imposes Ban on Cryptocurrency Transactions
While many of the world’s monetary authorities have warned of the risks in digital coins without banning them, Iran’s central bank has announced a ban on cryptocurrency transactions.
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How Malta Became a Hub of the Cryptocurrency World
23rd April, 2018
How Malta Became a Hub of the Cryptocurrency World
Malta is aiming to boost its fortunes by becoming one of the world’s friendliest jurisdictions for a cryptocurrency sector that’s caused concern among other regulators.
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Visa, Mastercard Talk About Cooperating in Online Shopping
20th April, 2018
Visa, Mastercard Talk About Cooperating in Online Shopping
Card-network giants Visa and Mastercard explore the idea to abandon their faster-online-checkout options, Visa Checkout and Masterpass, and adopt a single shared payment button for online payments.
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Lithuania to establish blockchain-based share register for non-EU companies
18th April, 2018
Lithuania to establish blockchain-based share register for non-EU companies
Lithuania has announced plans to create “Virtual Limited Liability Companies” (VLLCs). The plan, endorsed by the country's central bank, would allow overseas companies to be registered and managed using blockchain technology.
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China Is Nationalizing Its Tech Sector
16th April, 2018
China Is Nationalizing Its Tech Sector
When it comes to Chinese tech firms, the government is getting more and more involved.
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Alibaba-Backed Chinese AI Startup SenseTime Sets $600M Funding Record
10th April, 2018
Alibaba-Backed Chinese AI Startup SenseTime Sets $600M Funding Record
Chinese tech giant Alibaba invests $600 million in startup SenseTime, making it the worlds most valuable AI startup.
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America v China: The battle for digital supremacy
21st March, 2018
America v China: The battle for digital supremacy
Who will win the battle for digital supremacy? Will it be America or China?
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What to Look For When Choosing a Payment Processor
26th February, 2018
What to Look For When Choosing a Payment Processor
What factors should be taken into account when choosing the right payment processor for your business?
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Telegram plans multi-billion dollar ICO for chat cryptocurrency
8th January, 2018
Telegram plans multi-billion dollar ICO for chat cryptocurrency
Startup Telegram plans to launch its own blockchain platform and cryptocurrency
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12 payments and fintech trends for 2018
3rd January, 2018
12 payments and fintech trends for 2018
What are the top trends you can expect to see in payments and fintech in 2018?
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Bitcoin reaches ‘mania’ phase as people take out loans to fund token purchases
13th December, 2017
Bitcoin reaches ‘mania’ phase as people take out loans to fund token purchases
President of the North American Securities Administrators Association Joseph Borg has warned that bitcoin has entered the “mania” phase, and now people taking out mortgages to buy them.
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Bitcoin Goes to the Big Four: PwC Accepts First Digital-Currency Payment
4th December, 2017
Bitcoin Goes to the Big Four: PwC Accepts First Digital-Currency Payment
At the time when questions are asked over the true value of Bitcoin, accounting firm PwC joins the list of companies that accept cryptocurrencies for payments.
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7 E-Commerce Trends to Pay Attention to in 2018
22nd November, 2017
7 E-Commerce Trends to Pay Attention to in 2018
This is the right time of the year for companies and brands to consider new ecommerce strategies for 2018. Check out this article by John Hall for Forbes.
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Wall Street learns to dance Bitcoin's tune
3rd November, 2017
Wall Street learns to dance Bitcoin's tune
As Bitcoin's value is soaring, Wall Street is softening its attitude towards it.
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Blockchain to link Hong Kong, Singapore Trade
1st November, 2017
Blockchain to link Hong Kong, Singapore Trade
Hong Kong and Singapore have agreed to use blockchain to link their trade finance platform.
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Forget fintechs, banks need to worry about Alibaba and Amazon
30th October, 2017
Forget fintechs, banks need to worry about Alibaba and Amazon
According to McKinsey, banks should pay more attention to companies such as Amazon and Alibaba, not fintechs.
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Visa CEO On Europe, Partnerships And Going Cashless
27th October, 2017
Visa CEO On Europe, Partnerships And Going Cashless
Visa's stock price goes to an all-time high after the newest earnings report is released.
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Mastercard Will Now Let You Pay With Blockchain—But Not Bitcoin
25th October, 2017
Mastercard Will Now Let You Pay With Blockchain—But Not Bitcoin
From now on, Mastercard will allow sending money over a blockchain. The adoption of new technology makes Mastercard the second Fortune 500 company to start facilitating blockchain payments this week.
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Google, Citi And Goldman Sachs Among Blockchain's Biggest Investors
20th October, 2017
Google, Citi And Goldman Sachs Among Blockchain's Biggest Investors
More and more companies are investing in blockchain technology. So far this year, more than $327M has been invested in the technology by investors like Google, Goldman Sachs, and Citi.
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JPMorgan to buy online payment provider WePay
18th October, 2017
JPMorgan to buy online payment provider WePay
JPMorgan Chase & Co has announced today plans to acquire online payment provider WePay. The new combination will allow JPMorgan to reach a network of 4 million small businesses.
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NEW REPORT: Straight Talk About Cash In Europe
16th October, 2017
NEW REPORT: Straight Talk About Cash In Europe
When it comes to retail transactions, cash continues to be number one payment method in Europe, even though contactless and digital payments have only grown in past couple of years.
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How crypto will reshape capitalism as we know it
13th October, 2017
How crypto will reshape capitalism as we know it
Our lifetimes will be defined by crypto. However, it can be difficult to understand the most implication of it because crypto challenges not only social structure but also capitalism.
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Russia turns cold on crypto-currencies
11th October, 2017
Russia turns cold on crypto-currencies
Russian Central Bank has announced that Russia will block access to websites that offer cryptocurrency exchanges after when President Vladimir Putin called crypto-currencies risky and are used for money laundering and tax evasion.
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Manias, panics and Initial Coin Offerings
9th October, 2017
Manias, panics and Initial Coin Offerings
Is there a connection between manias, panics and ICOs aka Initial Coin Offerings? The mania that surrounds cryptocurrencies is a good way how to illustrate multiple sides of bubbles.
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Asia is ahead of Europe, North America on payments innovation – survey
6th October, 2017
Asia is ahead of Europe, North America on payments innovation – survey
According to Global Payments Innovation Jury 2017 report, which was sponsored by ACI Worldwide, Asia is the global leader in payments innovation, and small markets such as Hong Kong, Malaysia, and Singapore are to become major fintech players as they are modernizing their payment infrastructures.
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Barclaycard claims lack of online payment technology in UK is costing SMEs £8.7bn in lost sales – says “ask more of your payment providers”
4th October, 2017
Barclaycard claims lack of online payment technology in UK is costing SMEs £8.7bn in lost sales – says “ask more of your payment providers”
Although more and more tools and technologies are available for retailers to meet customer demands, not everyone seizes the opportunity. According to Barclaycard, each year SMEs in the UK lose £8.7bn in sales due to lack of online payment technology.
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European B2B fintech investment reaches USD 948 mln in 2017
29th September, 2017
European B2B fintech investment reaches USD 948 mln in 2017
This year, European B2B fintech has attracted more than USD 948 million in investment which is 28% more than last year. What is more, each year investments in B2B fintech is making up an even larger portion of total fintech funding.
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Shoppers give a thumbs/face/fingerprint/retina up to in-store biometrics
27th September, 2017
Shoppers give a thumbs/face/fingerprint/retina up to in-store biometrics
The newest Worldpay's report reveals that high-street retailers should contemplate on allowing their shoppers to authorise in-store payments with some part of their body. The report suggests that more than 69% of shoppers would be willing to use their finger and 24% their face for authorisation.
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Alibaba is much more than just China's e-commerce platform
25th September, 2017
Alibaba is much more than just China's e-commerce platform
Amazone and Alibaba are in a battle for the title "world's biggest e-commerce company by market capitalization". While Amazone is focusing on how to expand its e-commerce business in new markets, Alibaba, on the other hand, is investing in all sort of companies around the world.
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Bitcoin Is Likely to Split Again in November, Say Major Players
20th September, 2017
Bitcoin Is Likely to Split Again in November, Say Major Players
In order to scale up Bitcoins growing marketplace, a third version of the world's largest cryptocurrency might be created in November.
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Bitcoin and tulips: right bulb moment
15th September, 2017
Bitcoin and tulips: right bulb moment
Jamie Dimon, CEO of JPMorgan, is not a fan of bitcoin. He believes it is worse than Dutch tulip mania in the 1600s. Is he right?
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EU wants US tech giants to pay revenue tax
13th September, 2017
EU wants US tech giants to pay revenue tax
Finance ministers of Germany, France, Italy, and Spain have come up with a proposal to tax tech multinationals, such as Google and Amazon, based on their local revenue rather than their local profits. The proposal will be presented to all 28 EU finance ministers at a meeting next week.
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European Central Bank working on new fintech licensing guidelines
8th September, 2017
European Central Bank working on new fintech licensing guidelines
The European Central Bank is working on new licensing guidelines that would also cover fintech which, though still relatively small sector, has attracted investment worth of £4.9bn in the first six months of 2017.
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Bitcoin's golden future
6th September, 2017
Bitcoin's golden future
The value of bitcoin has gone up over the past year but how does the future of bitcoin look like? Could it be the next gold? At this moment, the value of all bitcoins is moving close to the value of gold held by ETFs.
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UK hits 10 year contactless payments milestone
4th September, 2017
UK hits 10 year contactless payments milestone
The UK is leading contactless payments technology adoption with more than £60 billion spent using contactless cards and devices over the past 10 years.
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Litecoin has gained more than 1,500% this year
1st September, 2017
Litecoin has gained more than 1,500% this year
Cryptocurrency Litecoin's price has increased more than 1,500% this year, reaching $70.24 compared to $4.33 at the beginning of the year.
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New law will force UK clearing houses to complete regular cybersecurity reports
28th August, 2017
New law will force UK clearing houses to complete regular cybersecurity reports
A new legislation is expected to be introduced in 2018 which will require UK clearing houses to complete regular cybersecurity reports. The new rules on cyber security in financial market infrastructures will be more in line with current EU directives.
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Estonia could offer ‘estcoins’ to e-residents
25th August, 2017
Estonia could offer ‘estcoins’ to e-residents
Estonia is considering to launch its own digital currency called "estcoin". Although Estonia isn't the first country to consider this, it definitely has a technological edge over China or Russia as Estonia is the first country in the world to offer e-residency. If estcoin is implemented, it would be a way of allowing people around the world to directly invest in the country's digital aspirations.
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Mobile contactless spending accelerating in UK
21st August, 2017
Mobile contactless spending accelerating in UK
More and more consumers in the UK choose to use mobile devices to make in-store payments. In the first six months, mobile contactless payments topped £370 million which is more than 336% increase from last year.
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Australia follows Japan in move to regulate bitcoin
18th August, 2017
Australia follows Japan in move to regulate bitcoin
Following the example of Japan, Australia has announced plans to strengthen its anti-money laundering laws and regulate digital currencies such as bitcoin. The proposal follows the scandal involving Australia's biggest bank Commonwealth Bank of Australia, which is under investigation for alleged breaches of laws on money-laundering and the financing of terrorism.
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The Nordic Bank That Doesn’t Want Corporate Cash
16th August, 2017
The Nordic Bank That Doesn’t Want Corporate Cash
Danske Bank, Denmark’s biggest lender, has a problem - they have too much cash in deposit accounts. Deposits have risen 11 percent over the past 21 months, reaching $145 billion at the end of June (excluding repurchase agreements). Therefore, due to Denmark's strict liquidity requirements, Danske is encouraging clients to place excess cash in other products offered by the bank.
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Could bitcoin ever be the number one online payment method?
11th August, 2017
Could bitcoin ever be the number one online payment method?
In 2010, Laszlo Hanyecz bought two Domino's pizzas for 10,000 Bitcoins. Seven years later, these pizzas are worth more than $20 million. As the digital money becomes more and more popular, could it become number one online payment method?
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Vantiv Seals $10 Billion Worldpay Deal, Latest in Payments-Sector Rush
9th August, 2017
Vantiv Seals $10 Billion Worldpay Deal, Latest in Payments-Sector Rush
Vantiv Inc. has agreed to acquire UK payments processor Worldpay Group for $10.4 billion in cash and stock, making it one of the biggest deals in the sector. The combined $20 billion global payments giant will be renamed "Worldpay" and will be headquartered in Cincinnati with a primary listing in New York and a secondary listing in London.
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BlueteamGlobal Grabs $125M in Funding
7th August, 2017
BlueteamGlobal Grabs $125M in Funding
BlueteamGlobal, a cybersecurity service firm co-founded by Jim Rosenthal and Tom Glocer, has raised more than $125 million and plans to offer cyber threat intelligence and security services for companies located in North America and Europe.
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Slowing Down Faster Payments Fraud
4th August, 2017
Slowing Down Faster Payments Fraud
How to slow down faster payments fraud? Since 2008 when faster payments were introduced, fraud losses have tripled. Evidently, stronger authentication is not strong enough. But what could be? Behavioral biometrics is looking like a good solution.
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How One Government Is Cutting Red Tape To Inspire Competition And Disruption
2nd August, 2017
How One Government Is Cutting Red Tape To Inspire Competition And Disruption
Fuelled by strong support from the government, Lithuania's capital, Vilnius, is looking like the next fintech hub in Europe. With existing infrastructure, a talented labour pool and high living standards, the government is adopting new investor-friendly policies to encourage competition within the market. With the Brexit on the horizon, the support for startups and fintech might bring even more business to the tiny Baltic state.
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Worldline agrees $85 mln First Data deal, raises 2017 targets
31st July, 2017
Worldline agrees $85 mln First Data deal, raises 2017 targets
French payments processor Worldline has announced the signature of an agreement with First Data Corporation for the acquisition of 100% of the share capital of First Data’s fully owned subsidiaries in Lithuania, Latvia, Estonia (together “First Data Baltics” or “FDB”) for EUR 73 million.
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The Financial Industry Needs to Start Planning for the Next 50 Years, Not the Next Five
24th July, 2017
The Financial Industry Needs to Start Planning for the Next 50 Years, Not the Next Five
Despite living in the information age, many businesses are struggling to make the leap into it, and close the gap between technological and organizational progress. To fix this the financial industry needs to start planning for the next 50 years, not the next five. The consequences for not doing so can be dire.
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How Payments Makes Online Travel Sites Worth The Trip
21st July, 2017
How Payments Makes Online Travel Sites Worth The Trip
Summer is the peak travel season, and it can bring a lot of headaches to online travel sites that have a number of pressures to manage: from airline strikes and the economy to online fraudsters. Here are the five payment challenges that online travel sites need to overcome this travel season
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The ultimate guide to understand Blockchain
12th July, 2017
The ultimate guide to understand Blockchain
Mohit Mamoria has made the ultimate guide for Bitcoins and Blockchain. If you wonder what these buzzwords mean, this guide is for you.
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Understanding Chargebacks: How To Reduce Chargebacks
8th July, 2017
Understanding Chargebacks: How To Reduce Chargebacks
Paydoo is here to break down exactly what chargebacks are, and give you actionable advice on how to reduce chargebacks and protect your sales.
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Migrating from SSL and Early TLS: All You Need to Know
6th May, 2017
Migrating from SSL and Early TLS: All You Need to Know
Are you up-to-date regarding migration to new systems? In this article the Paydoo team shares the context, latest news and next steps you can take to keep your business safe from data breaches.
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Online Payments News: Paydoo's November Picks
30th November, 2016
Online Payments News: Paydoo's November Picks
Welcome to “Paydoo Picks”, the monthly Paydoo series where the team shares the key news, articles and developments from the past month in the payments industry.
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eWallet Wars: The Love-Hate Story  Behind PayPal, Visa and MasterCard
28th November, 2016
eWallet Wars: The Love-Hate Story Behind PayPal, Visa and MasterCard
PayPal, Visa and MasterCard are competing in the eWallet space. With PayPal leading, what do new partnerships mean for the future? Paydoo investigates.
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Online Payments News: Paydoo's October Picks
29th October, 2016
Online Payments News: Paydoo's October Picks
Welcome to “Paydoo Picks”, the monthly Paydoo series where the team shares the key news, articles and developments from the past month in the payments industry.
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Online Payments News: Paydoo's September Picks
28th September, 2016
Online Payments News: Paydoo's September Picks
Welcome to “Paydoo Picks”, the monthly Paydoo series where the team shares the key news, articles and developments from the past month in the payments industry.
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Understanding Online Fraud: Key Facts You Should Know
20th September, 2016
Understanding Online Fraud: Key Facts You Should Know
Online fraud is a real danger for both merchants and customers online. The Paydoo team collates the most important online fraud facts that you need to know.
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Understanding Chargebacks: The Latest Chargebacks and Fraud Rules from Visa and MasterCard
21st June, 2017
Understanding Chargebacks: The Latest Chargebacks and Fraud Rules from Visa and MasterCard
Chargebacks can have devestating consequences for merchants. To help merchants, this article explores the most recent chargeback and fraud rules from Visa and MasterCard.
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Online Payments News: Paydoo's December Picks
23rd December, 2016
Online Payments News: Paydoo's December Picks
Welcome to “Paydoo Picks”, the monthly Paydoo series where the team shares the key news, articles and developments from the past month in the payments industry.
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Visa Coming Down Hard On Merchant Location
11th December, 2016
Visa Coming Down Hard On Merchant Location
Discussion around "Location of Merchants" saw movement recently with the release of a Visa Merchant Publication. In this article the Paydoo Team shares their thoughts on what the publication might mean for merchants.
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Payday Loans: What You Should Know
7th November, 2016
Payday Loans: What You Should Know
New rules from the CFPB have made payday loans a controversial topic in recent months. In this article, the Paydoo team keeps you updated.
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2016 World Payments Report Highlights High Global Growth
19th October, 2016
2016 World Payments Report Highlights High Global Growth
The Capgemini 2016 World Payments Report is here, and the Paydoo team takes a look at the key highlights.
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